Eyes on the property. A number you can defend.

An exterior visit that establishes whether the property is occupied, vacant, or undetermined, with the evidence to support the call — vehicles, utilities, mail, yard condition, personal property visible from the street. Front elevation photos when occupied; all four elevations when vacancy is indicated. Door knock and occupant contact attempt added on request.

Room‑by‑room interior and full exterior. Utility status, water intrusion, freeze exposure, mold indicators, vandalism, theft of fixtures or systems, roof and structural concerns, and the state of any prior preservation work. Anything that needs a same‑day escalation gets flagged before the report is written.

Verification that the work described in the claim scope is actually being done, at what percent complete, and to what standard. Photo documentation of completed and outstanding items so the next disbursement is defensible — and the borrower isn't held up on work that's finished.

Rapid triage across every asset inside the declared area: structural damage, water and fire impact, roof loss, debris, habitability and occupancy status. Reported on an expedited clock because the portfolio exposure number is only useful while it's current.

Occupancy and condition documented to the standard counsel needs during the proceeding, with contact protocols that respect the automatic stay. Scope stays exterior unless your instructions and applicable law say otherwise.

The handoff document between default servicing and disposition. Marketability condition, deferred maintenance, trash‑out and rekey status, code exposure, and the items that will show up in a buyer's inspection if nobody addresses them.